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The Florida Public Housing Authority Self Insurance Fund (FPHASIF) was founded by the Florida Association of Housing and Redevelopment Officials (FAHRO), to meet the risk and insurance needs facing the unique state and federally regulated Public Housing Authorities.


FPHASIF only serves public housing authorities with the goal of providing cost savings, maximum protection, and coverage for all types of tax credit and other mixed use partnerships.


We are a separate and distinct self insurance fund regulated by Chapter 624.46226, Florida Statutes, making us more versatile than a risk retention pool or municipal fund.


The insurance products offered through FPHASIF are only available to FAHRO members, and is a unique benefit from your association that protects and advances the needs of your agency.


All proceeds accumulated from annual premiums become a shared asset of the paying FPHASIF members and are retained, applied, or returned to the member based upon the percentage the housing authority pays into the Fund itself.


So, whether your agency needs property, general liability, auto, workers compensation, directors and officers, public officials, health, or any other type of coverage, FPHASIF is your one-stop shop for all of your insurance needs.

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